Medicare is a federal health insurance program for:

People age 65 or older

People under 65 with certain disabilities

People of all ages with End Stage Renal Disease

       There are 4 parts to Medicare:

• Part A (Hospital Insurance)
• Part B (Medical Insurance)
• Part C (Medicare Advantage Plans)
• Part D (Prescription Drug Plans)

For more information go to the Medicare website:

www.medicare.gov

PRESCRIPTION DRUG PLANS

Part D plans provide coverage for generic and brand name prescription drugs.  Some plans cover generics in the gap.

MEDICARE ADVANTAGE PLANS
Combined doctor, hospital and prescription drug coverage.  The same or better benefits as original Medicare.  

MEDICARE SUPPLEMENT PLANS
Also known as Medigap policies, help pay for some of the costs that original Medicare doesn’t pay for. Prescription coverage is not included.

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